Okay so do not kill me here! I am a novice! I would just appreciate some direction on where to start with apply SSL cert to the credit card page, which at this point I cannot even make come up. Is SSL applied through aMember or the domain web host server or with the payment gateway people?
You need to purchase SSL cert from your hosting provider. Or you can use shared cert that your host may offer. When SSL will be enabled for your site, you will need to set aMember CP -> Setup -> Global -> Secure Root URL