I was told that I need an SSL certificate since people are entering their credit card information on the site; however due to the CIM, my site's not storing credit card information. So do I really need it?
If credit card info is entered on your website, you have to install SSL certificate and configure https:// Secure Root URL at aMember Cp -> Setup -> Root Url and License Keys. Yes, you also need it for Authorize.Net CIM