The aMember CP has a .htaccess explaining how to manually place a .htaccess file into a directory and write it for products and such. Is this something that must be donw manually or will the aMember handle that for me? I thought that when I create products and protected directories aMember does all the work and sets up the password control for me. However, this .htaccess are in CP looks like I must set up .htaccess controls manually. If CP can do it automatically, then why have this areas to explain how to do it manually?
aMember will setup protection for you, please use aMember CP -> Protect Folders. It is SEPARATE from products creation!