I received the following mail from paypal UK: Effective from 9 July 2008, PayPal will change its fee structure to make it more attractive for our UK customers to send personal payments. We are pleased to announce that: PayPal will not charge a recipient (regardless of their account type) of a PayPal payment if that payment was funded by the sender's bank account or PayPal balance and it is designated a Personal Payment PayPal will apply a fee for payments received for Personal Payments or Commercial Payments if such a payment is funded by a credit or debit card, However for Personal Payments funded by a card, the sender will have the option of paying the fees for that payment. The text i highlighted in BOLD. can we make that a MUST in amember ? So this way. If customers pay by bank account or available funds its free transaction fees. and if they pay buy credit card the fees Must be applied ? So in anyway the seller will not be liable for the fees.