I know what to check so that a new member must agree to my user agreement before going to PAyPAl page. What I do not know is how to access where I find the template to alter, to put my actual agreement in.
/amember = the directory you installed amember into. If you called it something different, you would have to use that name instead (i.e. /clients/templates/agreement.html or /members/templates/agreement.html) So it would be www.mydomain.com/amember/templates/agreement.html